According to a survey conducted from April to May 2024, over half of home loan borrowers in Japan had a repayment period of more than 30 to 35 years. Around two-thirds of respondents had a planned repayment period of over 30 years.
Distribution of housing loan borrowers in Japan as of May 2024, by repayment period
among respondents who have taken out a home loan between October 2023 and March 2024; excluding students and unemployed persons
Method of interview
Online survey
Supplementary notes
The statistic refers to new home loans for residential use (excluding refinance loans, renovation loans, loans for land only, or apartment or investment loans).
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JHF. (June 28, 2024). Distribution of housing loan borrowers in Japan as of May 2024, by repayment period [Graph]. In Statista. Retrieved December 19, 2024, from https://www.statista.com/statistics/1538616/japan-home-loan-borrowers-distribution-by-repayment-period/
JHF. "Distribution of housing loan borrowers in Japan as of May 2024, by repayment period." Chart. June 28, 2024. Statista. Accessed December 19, 2024. https://www.statista.com/statistics/1538616/japan-home-loan-borrowers-distribution-by-repayment-period/
JHF. (2024). Distribution of housing loan borrowers in Japan as of May 2024, by repayment period. Statista. Statista Inc.. Accessed: December 19, 2024. https://www.statista.com/statistics/1538616/japan-home-loan-borrowers-distribution-by-repayment-period/
JHF. "Distribution of Housing Loan Borrowers in Japan as of May 2024, by Repayment Period." Statista, Statista Inc., 28 Jun 2024, https://www.statista.com/statistics/1538616/japan-home-loan-borrowers-distribution-by-repayment-period/
JHF, Distribution of housing loan borrowers in Japan as of May 2024, by repayment period Statista, https://www.statista.com/statistics/1538616/japan-home-loan-borrowers-distribution-by-repayment-period/ (last visited December 19, 2024)
Distribution of housing loan borrowers in Japan as of May 2024, by repayment period [Graph], JHF, June 28, 2024. [Online]. Available: https://www.statista.com/statistics/1538616/japan-home-loan-borrowers-distribution-by-repayment-period/