Breakdown of home loan borrowers in Japan 2024, by interest rate

Published by Statista Research Department, Dec 2, 2024

According to a survey conducted from April to May 2024, the largest share of home loan borrowers in Japan, around 34.3 percent, had a borrowing rate of up to 0.5 percent per annum. According to the same survey, over 76 percent of home loan borrowers chose a variable rate housing loan.

Distribution of housing loan borrowers in Japan as of May 2024, by borrowing rate

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Source

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Release date

June 2024

Region

Japan

Survey time period

April 22 to May 1, 2024

Number of respondents

1,500 respondents

Age group

20-69 years

Special properties

among respondents who have taken out a home loan between October 2023 and March 2024; excluding students and unemployed persons

Method of interview

Online survey

Supplementary notes

The statistic refers to new home loans for residential use (excluding refinance loans, renovation loans, loans for land only, or apartment or investment loans).

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