The average efficiency ratio of the United States banking industry is forecast to hover around a similar percentage in 2025 as it did in 2024. Banks in the U.S. have faced a range of cost pressures recently, including higher compensation expenses and increased investments in technology, compounded by broader inflationary trends. In the period between 2024 and 2026, expenses are expected to remain elevated, as banks prioritize technology modernization and retaining top talent.
Efficiency ratio of the banking industry in the United States from 2015 to 2023, with a forecast until 2026
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Deloitte. (October 12, 2024). Efficiency ratio of the banking industry in the United States from 2015 to 2023, with a forecast until 2026 [Graph]. In Statista. Retrieved November 23, 2024, from https://www.statista.com/statistics/1500569/us-banking-industry-efficiency-ratio-forecast/
Deloitte. "Efficiency ratio of the banking industry in the United States from 2015 to 2023, with a forecast until 2026." Chart. October 12, 2024. Statista. Accessed November 23, 2024. https://www.statista.com/statistics/1500569/us-banking-industry-efficiency-ratio-forecast/
Deloitte. (2024). Efficiency ratio of the banking industry in the United States from 2015 to 2023, with a forecast until 2026. Statista. Statista Inc.. Accessed: November 23, 2024. https://www.statista.com/statistics/1500569/us-banking-industry-efficiency-ratio-forecast/
Deloitte. "Efficiency Ratio of The Banking Industry in The United States from 2015 to 2023, with a Forecast until 2026." Statista, Statista Inc., 12 Oct 2024, https://www.statista.com/statistics/1500569/us-banking-industry-efficiency-ratio-forecast/
Deloitte, Efficiency ratio of the banking industry in the United States from 2015 to 2023, with a forecast until 2026 Statista, https://www.statista.com/statistics/1500569/us-banking-industry-efficiency-ratio-forecast/ (last visited November 23, 2024)
Efficiency ratio of the banking industry in the United States from 2015 to 2023, with a forecast until 2026 [Graph], Deloitte, October 12, 2024. [Online]. Available: https://www.statista.com/statistics/1500569/us-banking-industry-efficiency-ratio-forecast/
