Mobile phone use for sensitive transactions in selected European countries 2024

Mobile phones have become an integral part of daily life, even for sensitive transactions. A 2024 study reveals that most respondents in major European countries use their mobile devices for such purposes. Spain leads the pack with around 84 percent of users conducting sensitive transactions on their phones, while Germany and France show similar adoption rates of around 74 percent. 

Security measures and device preferences

Despite the widespread use of mobile phones for sensitive transactions, the adoption of mobile security solutions varies across countries. In Germany, over 64 percent of respondents use security solutions on their mobile devices, while the UK lags behind with just under 50 percent adoption. Interestingly, most respondents who used a security solution on their mobile phones used it on Android phones, with Spain showing the highest rate at 77 percent. However, the UK stands out, with nearly 40 percent of security solution users opting for iPhones. 

Attitudes toward mobile security

The reasons behind not using additional security measures on mobile devices shed light on user perceptions. In Germany, over 44 percent of respondents trust that iOS and Android are secure enough without added protection. Similarly, nearly 25 percent of UK respondents feel secure without additional measures. This confidence in built-in security may explain why some users forgo extra precautions. However, the need for improved cybersecurity remains evident, with 64 percent of adults in Malta and 62 percent in Denmark recognizing its importance for the future use of digital technologies.