Contribution rates of the cheapest health insurance funds in Germany 2023
In 2023, the cheapest statutory health insurance funds in Germany were BKK firmus and BKK Gildemeister Seidensticker, offering a contribution rate of 15.5 percent. Statutory health insurance contributions in Germany are made up of the general contribution rate plus the individual additional contribution rate. The general contribution rate is the same for all statutory health insurance funds and currently stands at 14.6 percent. The additional contribution rate, that is added to the general contribution, is set by the health insurance funds themselves and can therefore vary depending on the fund.