Year-on-year credit card consumer default index in South Africa 2021-2024

Published by
Natalie Cowling,
Jun 18, 2024

In March 2024, the credit card consumer default index (CDI) in South Africa was measured at 7.63 points. This represented a relative deterioration rate of around five percent from the previous year. In the period under review, the most notable improvement was recorded in March 2022 at 6.44 points, with a relative improvement rate of almost 23 percent. 

Year-on-year credit card consumer default index (CDI) in South Africa from 2021 to 2024

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Release date

2024

Region

South Africa

Survey time period

March 2021 to March 2024

Supplementary notes

According to the source, the Experian Consumer Default Index (CDI) regularly measures the default behavior of consumers in South Africa with Home Loan, Vehicle Loan, Personal Loan, Credit Card, and Retail Loan accounts. It tracks the marginal default rate, measuring the total of balances that are defaulted for the first time as a share of the overall sum of balances outstanding.

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