It is possible that other insurance policies may also provide coverage for cyber-related incidents. This could be achieved either explicitly through a cyber add-on or implicitly by excluding any cyber incidents. The percentage of the operators of essential services (OESs) in the European Union indicating that they have some form of cyber coverage through their other policies stood at 26 percent.
Cyber coverage of OESs by other insurance type in the European Union in 2023
262 operators of essential services distributed in 25 EU member states
Supplementary notes
Question asked - "Does your organization have 'insurance' (other than standalone cyber policies with a cyber add-on in place), which might cover damages from a cyber incident by not explicitly excluding cyber events, for example)?"
Organizations that operate services deemed critical to the economy and wider society are called OES. These include crucial infrastructures such as water, transport, and energy, along with other significant services such as healthcare and digital infrastructure.
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ENISA. (February 23, 2023). Cyber coverage of OESs by other insurance type in the European Union in 2023 [Graph]. In Statista. Retrieved January 02, 2025, from https://www.statista.com/statistics/1467163/cyber-coverage-eu-oes-other-insurance/
ENISA. "Cyber coverage of OESs by other insurance type in the European Union in 2023." Chart. February 23, 2023. Statista. Accessed January 02, 2025. https://www.statista.com/statistics/1467163/cyber-coverage-eu-oes-other-insurance/
ENISA. (2023). Cyber coverage of OESs by other insurance type in the European Union in 2023. Statista. Statista Inc.. Accessed: January 02, 2025. https://www.statista.com/statistics/1467163/cyber-coverage-eu-oes-other-insurance/
ENISA. "Cyber Coverage of Oess by Other Insurance Type in The European Union in 2023." Statista, Statista Inc., 23 Feb 2023, https://www.statista.com/statistics/1467163/cyber-coverage-eu-oes-other-insurance/
ENISA, Cyber coverage of OESs by other insurance type in the European Union in 2023 Statista, https://www.statista.com/statistics/1467163/cyber-coverage-eu-oes-other-insurance/ (last visited January 02, 2025)
Cyber coverage of OESs by other insurance type in the European Union in 2023 [Graph], ENISA, February 23, 2023. [Online]. Available: https://www.statista.com/statistics/1467163/cyber-coverage-eu-oes-other-insurance/