As of 2023, the share of cash transactions at Point-of-Sale (POS) in Kenya stood at 84 percent, the highest among the African countries observed. In Morocco and Nigeria, the share of respondents using this payment method reached 77 percent and 76 percent, respectively. This is according to two different questions asked throughout multiple surveys from Statista's Consumer Insights. The numbers shown here refer to a rolling 12-month share of respondents who indicated they used cash to make transactions.
Cash usage at point of sale (POS) in Africa in 2023, by selected country
Characteristic
Share of respondents
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Africa, Kenya, Morocco, Nigeria, South Africa, Egypt
Survey time period
April 1, 2022, to March 28, 2023
Number of respondents
12,000+ per country
Age group
18-64 years
Special properties
Residential online population; 12-month rolling average
Method of interview
Online survey
Supplementary notes
* Data as of Q4 2023.
The questions were phrased by the source as follows: "How have you paid in stores, restaurants, and other points of sale in the past 12 months? (multi-pick)".
Some countries in Statista's Consumer Insights are part of an extended questionnaire. More information on the methodology can be found here.
For countries/territories receiving the extended questionnaire, Statista's Consumer Insights utilizes a rolling survey system with four survey waves per year: The most recent data set contains the interviews of the last 12 months. This ensures trend stability and more interviews available for analysis.
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Statista. (November 15, 2023). Cash usage at point of sale (POS) in Africa in 2023, by selected country [Graph]. In Statista. Retrieved August 24, 2024, from https://www.statista.com/statistics/1466310/cash-adoption-in-africa-by-country/
Statista. "Cash usage at point of sale (POS) in Africa in 2023, by selected country." Chart. November 15, 2023. Statista. Accessed August 24, 2024. https://www.statista.com/statistics/1466310/cash-adoption-in-africa-by-country/
Statista. (2023). Cash usage at point of sale (POS) in Africa in 2023, by selected country. Statista. Statista Inc.. Accessed: August 24, 2024. https://www.statista.com/statistics/1466310/cash-adoption-in-africa-by-country/
Statista. "Cash Usage at Point of Sale (Pos) in Africa in 2023, by Selected Country." Statista, Statista Inc., 15 Nov 2023, https://www.statista.com/statistics/1466310/cash-adoption-in-africa-by-country/
Statista, Cash usage at point of sale (POS) in Africa in 2023, by selected country Statista, https://www.statista.com/statistics/1466310/cash-adoption-in-africa-by-country/ (last visited August 24, 2024)
Cash usage at point of sale (POS) in Africa in 2023, by selected country [Graph], Statista, November 15, 2023. [Online]. Available: https://www.statista.com/statistics/1466310/cash-adoption-in-africa-by-country/
