Leverage ratio of Atom Bank 2017-2024
Founded in 2014, Atom Bank was not only the first app-only bank in the United Kingdom (UK), but also the first online bank to be granted a full UK regulatory license in 2015. Between 2017 and 2024, the leverage ratio of the bank experienced fluctuations, with its highest ratio recorded in 2017 at 10.9 percent. Following this peak, the ratio underwent a significant decline in subsequent years, reaching its lowest point in 2021 at 3.9 percent. As of 2024, it rebounded to 6.8 percent.