CET1 ratio of Atom Bank 2016-2024
Founded in 2014, Atom Bank was the first online-only bank to be granted a full UK regulatory license in 2015. The Common Equity Tier 1 (CET1) ratio of Atom Bank showed some fluctuations between 2016 and 2024. The highest CET1 ratio was recorded in 2017, at 43.9 percent. It was followed by a period of significant decline, with 2021 seeing the lowest ratio. Nevertheless, in 2024, it remained stable at 18.9 percent, the same as the previous year.