Liquidity coverage ratio of Atom Bank 2018-2024
Atom Bank was the first online-only bank to be granted a full UK regulatory license in 2015. The Liquidity coverage ratio (LCR) of the bank experienced significant fluctuations between 2018 and 2024. While the ratio dropped to its lowest point of 209 percent in 2021, it rebounded to 887 percent in 2023, the highest ratio observed during this period. Yet, 2024 saw a sharp decline due to shrinking of bank's deposit balances in the same year.