Number of bank and non-bank instant payment systems (IPS) in Africa 2022, by region

The source defines Instant Payment Systems (IPS) as that which allow digital push payments through set procedures, making final funds available to the payee in the nearest real-time.

It also defines cross-domain instant payment system as that which provides access for banks and non-banks and which supports transactions made from both bank and mobile money accounts.

The listed regions comprise the following countries:
East Africa: Burundi, the Comoros, Djibouti, Eritrea, Ethiopia, Kenya, Madagascar, Mauritius, Rwanda, the Seychelles, Somalia, South Sudan, Sudan, Tanzania, and Uganda.

Southern Africa: Angola, Botswana, Eswatini, Lesotho, Malawi, Mozambique, Namibia, South Africa, Zambia, and Zimbabwe.

ECOWAS (West Africa): Benin, Burkina Faso, Cabo Verde, Côte d’Ivoire, the Gambia, Ghana, Guinea, Guinea-Bissau, Liberia, Mali, Niger, Nigeria, Senegal, Sierra Leone, and Togo.

North Africa: Algeria, Egypt, Libya, Mauritania, Morocco and Tunisia.

Central Africa: Cameroon, Central African Republic, Chad, Congo Republic, the Democratic Republic of the Congo, Equatorial Guinea, Gabon, and São Tomé and Príncipe.