Credit deposit ratio of small finance banks in India FY 2023

Published by
Manya Rathore,
May 13, 2024

In the financial year 2023, Unity Small Finance Bank had the highest credit deposit ratio in the small finance bank segment in India. Whereas, Shivalik Small Finance Bank had the lowest credit deposit ratio in the segment. The credit deposit ratio is utilized for evaluating a bank's liquidity status. A low ratio suggests that the bank isn't generating optimal earnings. Conversely, a high ratio suggests potential liquidity shortages to meet unexpected fund needs..

Credit deposit ratio of small finance banks in India in financial year 2023

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Release date

August 2023

Region

India

Survey time period

FY 2023

Supplementary notes

India's financial year begins in April and ends in March. For example, FY 2023 started in April 2022 and ended in March 2023.

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