According to a three-year survey, the share of Dutch respondents without access to a banking account declined by 0.1 percentage points between 2017 and 2021. The decline seems especially fueled by the decline of "unbanked" population - or those who or those who did not access to the services of a bank or another, similar financial organization - among the older respondents, as the 15-to 24-year-olds respondents actually went up from zero percent in 2017 to 1.8 percent in 2021. The report adds that women in the Netherlands were slightly more likely than men to be financially excluded from services like ATMs, credit cards, or financial products like insurance or mortgages.
Share of unbanked individuals in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level
Entire civilian, noninstitutionalized population; * The data for 2024 is a forecast calculated by Statista; The figures shown are from a global survey held every 3 years. Data for 2021 - the most recent year available - was released in June 2022.
Method of interview
Face-to-face interviews, telephone interviews
Supplementary notes
This question was phrased by the source as follows: "An account can be used to save money, to make or to receive payments, or to receive wages or financial help. Do you, either by yourself or together with someone else, currently have an account at a bank or another type of formal financial institution? Yes or no?"
The source only provided figures for those who answered "yes". The figures shown have been calculated.
Figures for 2024 are a forecast from Statista. Historical figures were used in a linear trend, to form a simple trend projection. This extrapolation uses the method of least squares.
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Statista. (March 11, 2023). Share of unbanked individuals in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level [Graph]. In Statista. Retrieved December 23, 2024, from https://www.statista.com/statistics/1456041/access-to-financial-services-in-netherlands/
Statista. "Share of unbanked individuals in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level." Chart. March 11, 2023. Statista. Accessed December 23, 2024. https://www.statista.com/statistics/1456041/access-to-financial-services-in-netherlands/
Statista. (2023). Share of unbanked individuals in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level. Statista. Statista Inc.. Accessed: December 23, 2024. https://www.statista.com/statistics/1456041/access-to-financial-services-in-netherlands/
Statista. "Share of Unbanked Individuals in The Netherlands in 2011, 2014, 2017 and 2021 with a Forecast for 2024, by Age, Gender, and Income Level." Statista, Statista Inc., 11 Mar 2023, https://www.statista.com/statistics/1456041/access-to-financial-services-in-netherlands/
Statista, Share of unbanked individuals in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level Statista, https://www.statista.com/statistics/1456041/access-to-financial-services-in-netherlands/ (last visited December 23, 2024)
Share of unbanked individuals in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level [Graph], Statista, March 11, 2023. [Online]. Available: https://www.statista.com/statistics/1456041/access-to-financial-services-in-netherlands/
