According to a three-year survey, nearly four out of 10 respondents from the Netherlands owned a credit card in 2021, with 28 percent of them actually having used one. The difference between ownership and usage was roughly 10 percentage points in 2021, a slight increase from a difference of nine percentage points in 2017. The report adds that men were more likely than women to own such a payment card. Gen Z - or the age group 15 to 24 years in this survey - was substantially less likely to own a credit card than their older counterparts.
Share of individuals who own a credit card in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level
Entire civilian, noninstitutionalized population; * The data for 2024 is a forecast calculated by Statista; The figures shown are from a global survey held every 3 years. Data for 2021 - the most recent year available - was released in June 2022.
Method of interview
Face-to-face interviews, telephone interviews
Supplementary notes
This question was phrased by the source as follows: "A credit card is a card that allows you to BORROW money in order to make payments or buy things, and you can pay the balance off later. Do you, personally, have a credit card?"
Figures for 2024 are a forecast from Statista. Historical figures were used in a linear trend, to form a simple trend projection. This extrapolation uses the method of least squares.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how Statista can support your business.
Statista. (March 11, 2024). Share of individuals who own a credit card in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level [Graph]. In Statista. Retrieved November 21, 2024, from https://www.statista.com/statistics/1455790/credit-card-ownership-rate-netherlands/
Statista. "Share of individuals who own a credit card in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level." Chart. March 11, 2024. Statista. Accessed November 21, 2024. https://www.statista.com/statistics/1455790/credit-card-ownership-rate-netherlands/
Statista. (2024). Share of individuals who own a credit card in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level. Statista. Statista Inc.. Accessed: November 21, 2024. https://www.statista.com/statistics/1455790/credit-card-ownership-rate-netherlands/
Statista. "Share of Individuals Who Own a Credit Card in The Netherlands in 2011, 2014, 2017 and 2021 with a Forecast for 2024, by Age, Gender, and Income Level." Statista, Statista Inc., 11 Mar 2024, https://www.statista.com/statistics/1455790/credit-card-ownership-rate-netherlands/
Statista, Share of individuals who own a credit card in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level Statista, https://www.statista.com/statistics/1455790/credit-card-ownership-rate-netherlands/ (last visited November 21, 2024)
Share of individuals who own a credit card in the Netherlands in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level [Graph], Statista, March 11, 2024. [Online]. Available: https://www.statista.com/statistics/1455790/credit-card-ownership-rate-netherlands/
