The share of cash transactions at POS (Point-of-Sale) in Finland declined by 18 percentage points between 2018 and the second quarter of 2024. This is according to two different questions asked throughout multiple surveys from Statista's Consumer Insights. The numbers shown here refer to a rolling 12-month share of respondents who indicated they used cash in a brick and mortar shop or whilst shopping online. In 2018, the share of respondents using cash transactions at POS (Point-of-Sale) stood at 79 percent, which declined to 61 percent in the second quarter of 2024. Moreover, during the same period, cash on delivery for online transactions fell by three percentage points. On the other hand, cash paid in advance for online payments rose by two percentage points.
Cash usage either for online payments or at POS in Finland from 2018 to 2nd quarter of 2024
Residential online population; 12-month rolling average
Method of interview
Online survey
Supplementary notes
The questions were phrased by the source as follows: "How have you paid in stores, restaurants and other points of sale in the past 12 months? (multi-pick)" and "How have you conducted payments online in the past 12 months? (multi-pick)".
Some countries in Statista's Consumer Insights are part of an extended questionnaire. More information on the methodology can be found here.
For countries/territories receiving the extended questionnaire, Statista's Consumer Insights utilizes a rolling survey system with four survey waves per year: The most recent data set contains the interviews of the last 12 months. This ensures trend stability and more interviews available for analysis.
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Statista. (July 27, 2024). Cash usage either for online payments or at POS in Finland from 2018 to 2nd quarter of 2024 [Graph]. In Statista. Retrieved December 19, 2024, from https://www.statista.com/statistics/1428416/cash-adoption-in-finland/
Statista. "Cash usage either for online payments or at POS in Finland from 2018 to 2nd quarter of 2024." Chart. July 27, 2024. Statista. Accessed December 19, 2024. https://www.statista.com/statistics/1428416/cash-adoption-in-finland/
Statista. (2024). Cash usage either for online payments or at POS in Finland from 2018 to 2nd quarter of 2024. Statista. Statista Inc.. Accessed: December 19, 2024. https://www.statista.com/statistics/1428416/cash-adoption-in-finland/
Statista. "Cash Usage Either for Online Payments or at Pos in Finland from 2018 to 2nd Quarter of 2024." Statista, Statista Inc., 27 Jul 2024, https://www.statista.com/statistics/1428416/cash-adoption-in-finland/
Statista, Cash usage either for online payments or at POS in Finland from 2018 to 2nd quarter of 2024 Statista, https://www.statista.com/statistics/1428416/cash-adoption-in-finland/ (last visited December 19, 2024)
Cash usage either for online payments or at POS in Finland from 2018 to 2nd quarter of 2024 [Graph], Statista, July 27, 2024. [Online]. Available: https://www.statista.com/statistics/1428416/cash-adoption-in-finland/
