As of December 2024, the maximum interest rate for fixed-rate Flat 35 housing loans of up to 20 years with a loan-to-value ratio of 90 percent or less in Japan stood at 3.18 percent. Flat 35 loans are long-term fixed interest rate housing loans for up to 35 years that are offered by private financial institutions and securitized or insured by the Japan Housing Finance Agency.
Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to December 2024
loans with a loan-to-value ratio of 90 percent or less; among borrowers who have taken out group life insurance provided by the Japan Housing Finance Agency
Supplementary notes
Figures prior to June 2023 are from previous reports.
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Flat 35. (December 2, 2024). Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to December 2024 [Graph]. In Statista. Retrieved December 21, 2024, from https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/
Flat 35. "Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to December 2024." Chart. December 2, 2024. Statista. Accessed December 21, 2024. https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/
Flat 35. (2024). Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to December 2024. Statista. Statista Inc.. Accessed: December 21, 2024. https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/
Flat 35. "Maximum and Minimum Interest Rates of Flat 35 Housing Loans with a Term of up to 20 Years in Japan from December 2017 to December 2024." Statista, Statista Inc., 2 Dec 2024, https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/
Flat 35, Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to December 2024 Statista, https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/ (last visited December 21, 2024)
Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to December 2024 [Graph], Flat 35, December 2, 2024. [Online]. Available: https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/
