As of June 2024, the maximum interest rate for fixed-rate Flat 35 housing loans of up to 20 years with a loan-to-value ratio of 90 percent or less in Japan stood at 3.05 percent. Flat 35 loans are long-term fixed interest rate housing loans for up to 35 years that are offered by private financial institutions and securitized or insured by the Japan Housing Finance Agency.
Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to June 2024
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loans with a loan-to-value ratio of 90 percent or less; among borrowers who have taken out group life insurance provided by the Japan Housing Finance Agency
Supplementary notes
Figures prior to June 2021 are from previous reports.
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Flat 35. (June 4, 2024). Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to June 2024 [Graph]. In Statista. Retrieved July 22, 2024, from https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/
Flat 35. "Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to June 2024." Chart. June 4, 2024. Statista. Accessed July 22, 2024. https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/
Flat 35. (2024). Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to June 2024. Statista. Statista Inc.. Accessed: July 22, 2024. https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/
Flat 35. "Maximum and Minimum Interest Rates of Flat 35 Housing Loans with a Term of up to 20 Years in Japan from December 2017 to June 2024." Statista, Statista Inc., 4 Jun 2024, https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/
Flat 35, Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to June 2024 Statista, https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/ (last visited July 22, 2024)
Maximum and minimum interest rates of Flat 35 housing loans with a term of up to 20 years in Japan from December 2017 to June 2024 [Graph], Flat 35, June 4, 2024. [Online]. Available: https://www.statista.com/statistics/1423652/japan-interest-rates-20-year-flat-35-home-loans/