Credit cards were used more often at POS or e-commerce in Latin America in late 2022 than in other parts of the world. This is according to a consumer survey held in August and September 2022, when respondents from 13 countries replied to a question on which payment method they had used at least five times in the past month. Consumers from the Americas replied far more on both types of payment cards than their counterparts from Europe or Asia-Pacific. This difference is reflected in a regional comparison of different e-commerce payment methods. Latin American online shopping, especially, relied on credit cards.
Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region
Characteristic
Asia-Pacific
Europe
Latin America
North America
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Customers with bank accounts in 13 countries, enriched with a video survey in 3 countries; Multiple answers were possible, respondents who replied with “credit card” or "debit card"
Method of interview
Face-to-face interview, online survey
Supplementary notes
This question was phrased by the source as follows: “Which of the following payment methods do you use at least 5 times per month?”
The source does not specify in which 13 countries it asked its survey questions. It does add that the video survey was held for consumers from the United States, the UK, and Australia.
The source did not provide figures on Africa, the Middle East, or any individual country it had surveyed.
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Accenture, & Statista. (April 30, 2023). Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region [Graph]. In Statista. Retrieved July 22, 2024, from https://www.statista.com/statistics/1420376/credit-and-debit-card-penetration-by-region/
Accenture, und Statista. "Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region." Chart. April 30, 2023. Statista. Accessed July 22, 2024. https://www.statista.com/statistics/1420376/credit-and-debit-card-penetration-by-region/
Accenture, Statista. (2023). Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region. Statista. Statista Inc.. Accessed: July 22, 2024. https://www.statista.com/statistics/1420376/credit-and-debit-card-penetration-by-region/
Accenture, and Statista. "Share of Respondents Worldwide Who Used Credit Cards or Debit Cards in Either Pos or Online Payment Transactions at Least Five times per Month in 2022, by Region." Statista, Statista Inc., 30 Apr 2023, https://www.statista.com/statistics/1420376/credit-and-debit-card-penetration-by-region/
Accenture & Statista, Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region Statista, https://www.statista.com/statistics/1420376/credit-and-debit-card-penetration-by-region/ (last visited July 22, 2024)
Share of respondents worldwide who used credit cards or debit cards in either POS or online payment transactions at least five times per month in 2022, by region [Graph], Accenture, & Statista, April 30, 2023. [Online]. Available: https://www.statista.com/statistics/1420376/credit-and-debit-card-penetration-by-region/
