Interest margin of the largest banks in the Netherlands 2020-2022

Among the largest banks in the Netherlands, ING had the highest net interest margin (NIM) in 2020 at 149 basis points but experienced a slight decline in subsequent years, dropping to 143 basis points in 2022. Rabobank's NIM remained relatively stable at 131 basis points in 2020 and 2021 but increased to 144 basis points in 2022. ABN AMRO started with a NIM of 152 basis points in 2020, which decreased to 139 basis points in 2022. De Volksbank's NIM followed a similar trend, decreasing from 130 basis points in 2020 to 117 basis points in 2022. Net interest margin is a crucial financial metric that measures a bank's profitability from its core lending and borrowing activities.