The vast majority of mortgages for second and subsequent homebuyers in Ireland in 2022 had a fixed rate. The share of loans with a variable interest rate was approximately 6.5 percent - a substantial decrease from 2017, when about 42 percent of new loans had a variable interest rate. Meanwhile, first-time buyers had a slightly higher share of fixed rate mortgages.
Distribution of second and subsequent buyer mortgages granted in Ireland from 2017 to 2022, by interest type
Characteristic
Fixed
Stadnard variable rate
Other
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Central Bank of Ireland. (September 26, 2023). Distribution of second and subsequent buyer mortgages granted in Ireland from 2017 to 2022, by interest type [Graph]. In Statista. Retrieved July 22, 2024, from https://www.statista.com/statistics/1415677/repeat-buyer-mortgage-loan-interest-ireland/
Central Bank of Ireland. "Distribution of second and subsequent buyer mortgages granted in Ireland from 2017 to 2022, by interest type." Chart. September 26, 2023. Statista. Accessed July 22, 2024. https://www.statista.com/statistics/1415677/repeat-buyer-mortgage-loan-interest-ireland/
Central Bank of Ireland. (2023). Distribution of second and subsequent buyer mortgages granted in Ireland from 2017 to 2022, by interest type. Statista. Statista Inc.. Accessed: July 22, 2024. https://www.statista.com/statistics/1415677/repeat-buyer-mortgage-loan-interest-ireland/
Central Bank of Ireland. "Distribution of Second and Subsequent Buyer Mortgages Granted in Ireland from 2017 to 2022, by Interest Type." Statista, Statista Inc., 26 Sep 2023, https://www.statista.com/statistics/1415677/repeat-buyer-mortgage-loan-interest-ireland/
Central Bank of Ireland, Distribution of second and subsequent buyer mortgages granted in Ireland from 2017 to 2022, by interest type Statista, https://www.statista.com/statistics/1415677/repeat-buyer-mortgage-loan-interest-ireland/ (last visited July 22, 2024)
Distribution of second and subsequent buyer mortgages granted in Ireland from 2017 to 2022, by interest type [Graph], Central Bank of Ireland, September 26, 2023. [Online]. Available: https://www.statista.com/statistics/1415677/repeat-buyer-mortgage-loan-interest-ireland/