The average loan-to-value (LTV) ratio for second and subsequent buyers (SSBs) in Ireland declined for the third year in a row in 2022. In 2019, when the LTV ratio was the highest, the average loan for a repeat home purchase covered 68.1 percent of the house price. In 2022, the average LTV ratio stood at 65.6 percent - a decline of 2.6 percent. Meanwhile, first-time buyer mortgage loans had a notably higher LTV ratio.
Average second and subsequent buyer loan-to-value (LTV) ratio in Ireland from 2017 to 2022
Characteristic
Percentage of total asset price
-
-
-
-
-
-
-
-
-
-
-
-
Exclusive Premium Statistic
To access all Premium Statistics, you need a paid Statista Account
The loan-to-value (LTV) ratio is a financial measure employed in real estate and mortgage transactions. It reflects the connection between the loan amount and the assessed value or purchase price of an asset. To determine the LTV, the borrowed amount is divided by the property's appraised value and expressed as a percentage.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how Statista can support your business.
Central Bank of Ireland. (September 26, 2023). Average second and subsequent buyer loan-to-value (LTV) ratio in Ireland from 2017 to 2022 [Graph]. In Statista. Retrieved August 24, 2024, from https://www.statista.com/statistics/1415630/average-repeat-buyer-ltv-ireland/
Central Bank of Ireland. "Average second and subsequent buyer loan-to-value (LTV) ratio in Ireland from 2017 to 2022." Chart. September 26, 2023. Statista. Accessed August 24, 2024. https://www.statista.com/statistics/1415630/average-repeat-buyer-ltv-ireland/
Central Bank of Ireland. (2023). Average second and subsequent buyer loan-to-value (LTV) ratio in Ireland from 2017 to 2022. Statista. Statista Inc.. Accessed: August 24, 2024. https://www.statista.com/statistics/1415630/average-repeat-buyer-ltv-ireland/
Central Bank of Ireland. "Average Second and Subsequent Buyer Loan-to-value (Ltv) Ratio in Ireland from 2017 to 2022." Statista, Statista Inc., 26 Sep 2023, https://www.statista.com/statistics/1415630/average-repeat-buyer-ltv-ireland/
Central Bank of Ireland, Average second and subsequent buyer loan-to-value (LTV) ratio in Ireland from 2017 to 2022 Statista, https://www.statista.com/statistics/1415630/average-repeat-buyer-ltv-ireland/ (last visited August 24, 2024)
Average second and subsequent buyer loan-to-value (LTV) ratio in Ireland from 2017 to 2022 [Graph], Central Bank of Ireland, September 26, 2023. [Online]. Available: https://www.statista.com/statistics/1415630/average-repeat-buyer-ltv-ireland/