Personal debt in the U.S. - statistics & facts

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Key insights

U.S. public debt as share of GDP
97.3%
U.S. household debt as share of GDP
71.52%
Share of U.S. non-performing loans held by banks
0.8%

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Current statistics on this topic

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Overview

  • Basic Statistic Household debt to GDP ratio in the U.S. 2014-2024
  • Basic Statistic Household debt service payments as a share of disposable income in the U.S. 2011-2023
  • Premium Statistic Value of household debt in the U.S. 2023, by type
  • Basic Statistic Total average debt in the U.S. in 2023, by generation
  • Premium Statistic Number of customer complaints about debt collection in the U.S. 2021-2022

Overall consumer lending

  • Basic Statistic Consumer credit debt of households and nonprofit organizations in the U.S. 2011-2024
  • Premium Statistic Average consumer debt in the U.S. 2010-2023
  • Premium Statistic Amount of personal debt held in the U.S. 2018-2023
  • Premium Statistic Main source of non-mortgage debt among consumers in the U.S. 2024

Mortgage debt

  • Basic Statistic Home mortgage debt of households and nonprofit organizations U.S. 2012-2024
  • Premium Statistic Average mortgage loan amount for home purchases in the U.S. 2012-2023
  • Premium Statistic Mortgage down payment for home purchase in the U.S. 2012-2023
  • Premium Statistic Time consumers expect to remain in non-mortgage debt in the U.S. 2021-2023

Car loan debt

  • Premium Statistic Auto loan debt in the U.S. 2019-2023
  • Premium Statistic Average auto loan debt in the U.S. 2010-2023
  • Premium Statistic Average auto loan debt in the U.S. 2023, by generation
  • Premium Statistic Auto loan balance per capita in the U.S. 2024, by state

Credit card debt

Student loan debt

  • Basic Statistic Total student loans provided in the U.S. 2001-2023
  • Basic Statistic U.S. undergraduate student aid 2022-2023, by source and type
  • Premium Statistic Average student loan debt balances in the U.S. 2024, by generation
  • Premium Statistic Number of student loan borrowers by balance U.S. 2023

Buy now, pay later (BNPL)

  • Premium Statistic Annual buy now, pay later (BNPL) spending in the U.S. in 2023, with a 2029 forecast
  • Premium Statistic Buy now, pay later (BNPL) purchase value in the U.S. 2023, by type of household
  • Premium Statistic BNPL missed payments or spent too much in the U.S. 2024, by age

Loan delinquency

  • Premium Statistic Quarterly delinquency on consumer loans at commercial banks in the U.S. 2007-2024
  • Premium Statistic Homeowners with current or overdue mortgage payments in the U.S. in 2024, by race
  • Premium Statistic Share of people with debt in collections in the U.S. 2023
  • Premium Statistic Value of student loan debt outstanding, by repayment status U.S. 2023
  • Premium Statistic Value of delinquent debt balance per capita in the U.S. 2021-2023 (in U.S. dollars)

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