According to a survey conducted in April 2023, the share of consumers using credit cards in Japan was highest among people in their sixties, at 90 percent. Around 24 percent of respondents aged 16 to 19 reported using credit cards.
Usage rate of credit cards in Japan as of April 2023, by age group
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Usage rate of credit cards in Japan as of April 2023, by age group
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*Age distribution of sample:
16 to 19 years: n=1,137
20 to 29 years: n=2,994
30 to 39 years: n=3,451
40 to 49 years: n=4,490
50 to 59 years: n=4,081
60 to 69 years: n=3,847
Figures reflect the share of respondents who stated that they use the respective service.
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Infcurion. (June 21, 2023). Usage rate of credit cards in Japan as of April 2023, by age group [Graph]. In Statista. Retrieved April 09, 2025, from https://www.statista.com/statistics/1395210/japan-usage-rate-credit-cards-by-age-group/
Infcurion. "Usage rate of credit cards in Japan as of April 2023, by age group." Chart. June 21, 2023. Statista. Accessed April 09, 2025. https://www.statista.com/statistics/1395210/japan-usage-rate-credit-cards-by-age-group/
Infcurion. (2023). Usage rate of credit cards in Japan as of April 2023, by age group. Statista. Statista Inc.. Accessed: April 09, 2025. https://www.statista.com/statistics/1395210/japan-usage-rate-credit-cards-by-age-group/
Infcurion. "Usage Rate of Credit Cards in Japan as of April 2023, by Age Group." Statista, Statista Inc., 21 Jun 2023, https://www.statista.com/statistics/1395210/japan-usage-rate-credit-cards-by-age-group/
Infcurion, Usage rate of credit cards in Japan as of April 2023, by age group Statista, https://www.statista.com/statistics/1395210/japan-usage-rate-credit-cards-by-age-group/ (last visited April 09, 2025)
Usage rate of credit cards in Japan as of April 2023, by age group [Graph], Infcurion, June 21, 2023. [Online]. Available: https://www.statista.com/statistics/1395210/japan-usage-rate-credit-cards-by-age-group/
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