Unbanked population in France 2011-2024

According to a three-year survey, the share of young French respondents without access to a banking account declined by 29 percentage points between 2017 and 2021. The decline in this particular group of respondents stood out compared to other demographics, and is likely the main cause of why the "unbanked" population - or those who or those who did not access to the services of a bank or another, similar financial organization - declined from six percent in 2017 to 0.8 percent in 2021. The report adds that men in France were more likely than women to be financially excluded from services like ATM machines, credit cards, or financial products like insurance or mortgages. The declining figures for unbanked population are reflected in the decreasing market share of cash in French physical stores.

Share of unbanked individuals in France in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level

Characteristic	2011	2014	2017	2021	2024*
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-
-	-	-	-	-	-

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Release date

March 2024

More information

Region

France

Survey time period

August to November 2021

Number of respondents

approx. 1,000 per country

Age group

15 years and older

Special properties

Entire civilian, noninstitutionalized population; * The data for 2024 is a forecast calculated by Statista; The figures shown are from a global survey held every 3 years. Data for 2021 - the most recent year available - was released in June 2022.

Method of interview

Face-to-face interviews, telephone interviews

Supplementary notes

This question was phrased by the source as follows: "An account can be used to save money, to make or to receive payments, or to receive wages or financial help. Do you, either by yourself or together with someone else, currently have an account at a bank or another type of formal financial institution? Yes or no?"

The source only provided figures for those who answered "yes". The figures shown have been calculated.

Figures for 2024 are a forecast from Statista. Historical figures were used in a linear trend, to form a simple trend projection. This extrapolation uses the method of least squares.

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