Most banks in the euro area did not perceive an impact of the non-performing loans (NPL) ratio on the credit standards and terms for loans in the next six months as of the last quarter of 2022. Nevertheless, there were approximately six percent of banks reported that the NPL ratio would contribute to tighter standards and terms and conditions for business loans. Large banks were more exposed to non-performing loans in the EU than those with assets under 200 billion euros.
Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how Statista can support your business.
ECB. (January 31, 2023). Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending [Graph]. In Statista. Retrieved December 22, 2024, from https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/
ECB. "Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending." Chart. January 31, 2023. Statista. Accessed December 22, 2024. https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/
ECB. (2023). Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending. Statista. Statista Inc.. Accessed: December 22, 2024. https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/
ECB. "Share of Banks Whose Npl Ratio Will Impact Their Credit Standards and Credit Terms and Conditions during The next Six Months in The Euro Area as of 4th Quarter 2022, by Type of Lending." Statista, Statista Inc., 31 Jan 2023, https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/
ECB, Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending Statista, https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/ (last visited December 22, 2024)
Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending [Graph], ECB, January 31, 2023. [Online]. Available: https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/
