Most banks in the euro area did not perceive an impact of the non-performing loans (NPL) ratio on the credit standards and terms for loans in the next six months as of the last quarter of 2022. Nevertheless, there were approximately six percent of banks reported that the NPL ratio would contribute to tighter standards and terms and conditions for business loans. Large banks were more exposed to non-performing loans in the EU than those with assets under 200 billion euros.
Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending
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ECB. (January 31, 2023). Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending [Graph]. In Statista. Retrieved November 21, 2024, from https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/
ECB. "Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending." Chart. January 31, 2023. Statista. Accessed November 21, 2024. https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/
ECB. (2023). Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending. Statista. Statista Inc.. Accessed: November 21, 2024. https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/
ECB. "Share of Banks Whose Npl Ratio Will Impact Their Credit Standards and Credit Terms and Conditions during The next Six Months in The Euro Area as of 4th Quarter 2022, by Type of Lending." Statista, Statista Inc., 31 Jan 2023, https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/
ECB, Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending Statista, https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/ (last visited November 21, 2024)
Share of banks whose NPL ratio will impact their credit standards and credit terms and conditions during the next six months in the euro area as of 4th quarter 2022, by type of lending [Graph], ECB, January 31, 2023. [Online]. Available: https://www.statista.com/statistics/1364443/npl-ratio-causing-tighter-lending-standards-in-the-euro-area-by-type/
