In 2022, the median annual gross cost per employee for family coverage amounted to 25,408 U.S. dollars in a preferred provider organization (PPO) and 21,453 U.S. dollars in high-deductible health plans (HDHP). Overall, the median annual gross cost per employee for any type of health coverage was lower in high-deductible health plans in comparison to other health plans.
Median annual gross cost per employee for health coverage in the U.S. in 2022, by plan and coverage tier
(in U.S. dollars)
Note: NFP's own benchmarking database uses median data rather than averages when making calculations. While averages include outliers in the calculations and could distort the benchmark, median calculations adjust for outliers in the data, making it more applicable for employers.
Health maintenance organization (HMO)
Preferred provider organization (PPO)
High-deductible health plans (HDHP)
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NFP. (June 3, 2023). Median annual gross cost per employee for health coverage in the U.S. in 2022, by plan and coverage tier (in U.S. dollars) [Graph]. In Statista. Retrieved December 21, 2024, from https://www.statista.com/statistics/1364369/median-gross-cost-per-employee-for-health-insurance-by-plan-in-the-us/
NFP. "Median annual gross cost per employee for health coverage in the U.S. in 2022, by plan and coverage tier (in U.S. dollars)." Chart. June 3, 2023. Statista. Accessed December 21, 2024. https://www.statista.com/statistics/1364369/median-gross-cost-per-employee-for-health-insurance-by-plan-in-the-us/
NFP. (2023). Median annual gross cost per employee for health coverage in the U.S. in 2022, by plan and coverage tier (in U.S. dollars). Statista. Statista Inc.. Accessed: December 21, 2024. https://www.statista.com/statistics/1364369/median-gross-cost-per-employee-for-health-insurance-by-plan-in-the-us/
NFP. "Median Annual Gross Cost per Employee for Health Coverage in The U.S. in 2022, by Plan and Coverage Tier (in U.S. Dollars)." Statista, Statista Inc., 3 Jun 2023, https://www.statista.com/statistics/1364369/median-gross-cost-per-employee-for-health-insurance-by-plan-in-the-us/
NFP, Median annual gross cost per employee for health coverage in the U.S. in 2022, by plan and coverage tier (in U.S. dollars) Statista, https://www.statista.com/statistics/1364369/median-gross-cost-per-employee-for-health-insurance-by-plan-in-the-us/ (last visited December 21, 2024)
Median annual gross cost per employee for health coverage in the U.S. in 2022, by plan and coverage tier (in U.S. dollars) [Graph], NFP, June 3, 2023. [Online]. Available: https://www.statista.com/statistics/1364369/median-gross-cost-per-employee-for-health-insurance-by-plan-in-the-us/
