In 2022, the median employee annual contribution for family coverage amounted to 10,504 U.S. dollars in a preferred provider organization (PPO) and 6,717 U.S. dollars in high-deductible health plans (HDHP). Overall, the median annual employee contribution for any type of health coverage was lower in high-deductible health plans in comparison to other health plans.
Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier
(in U.S. dollars)
Note: NFP's own benchmarking database uses median data rather than averages when making calculations. While averages include outliers in the calculations and could distort the benchmark, median calculations adjust for outliers in the data, making it more applicable for employers.
Health maintenance organization (HMO)
Preferred provider organization (PPO)
High-deductible health plans (HDHP)
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NFP. (June 3, 2023). Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier (in U.S. dollars) [Graph]. In Statista. Retrieved December 22, 2024, from https://www.statista.com/statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/
NFP. "Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier (in U.S. dollars)." Chart. June 3, 2023. Statista. Accessed December 22, 2024. https://www.statista.com/statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/
NFP. (2023). Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier (in U.S. dollars). Statista. Statista Inc.. Accessed: December 22, 2024. https://www.statista.com/statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/
NFP. "Median Employee Contribution for Health Insurance Premiums in The U.S. in 2022, by Plan and Coverage Tier (in U.S. Dollars)." Statista, Statista Inc., 3 Jun 2023, https://www.statista.com/statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/
NFP, Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier (in U.S. dollars) Statista, https://www.statista.com/statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/ (last visited December 22, 2024)
Median employee contribution for health insurance premiums in the U.S. in 2022, by plan and coverage tier (in U.S. dollars) [Graph], NFP, June 3, 2023. [Online]. Available: https://www.statista.com/statistics/1364123/median-amount-contributed-by-employee-for-health-insurance-by-plan-in-the-us/
