According to a three-year survey, the share of respondents who owned a credit card in France had declined in 2021 when compared to 2017. The difference between ownership and usage had also increased, from roughly 5.5 percentage points in 2017 to approximately seven percentage points in 2021. The report adds that men were more likely than women to own such a payment card in the European country. Gen Z - or the age group 15 to 24 years in this survey - was more likely to own a credit card than their older counterparts.
Share of individuals who own a credit card in France in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level
Entire civilian, noninstitutionalized population; * The data for 2024 is a forecast calculated by Statista; The figures shown are from a global survey held every 3 years. Data for 2021 - the most recent year available - was released in June 2022.
Method of interview
Face-to-face interviews, telephone interviews
Supplementary notes
This question was phrased by the source as follows: "A credit card is a card that allows you to BORROW money in order to make payments or buy things, and you can pay the balance off later. Do you, personally, have a credit card?"
Figures for 2024 are a forecast from Statista. Historical figures were used in a linear trend, to form a simple trend projection. This extrapolation uses the method of least squares.
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Statista. (March 11, 2024). Share of individuals who own a credit card in France in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level [Graph]. In Statista. Retrieved December 22, 2024, from https://www.statista.com/statistics/1364077/credit-card-ownership-rate-france/
Statista. "Share of individuals who own a credit card in France in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level." Chart. March 11, 2024. Statista. Accessed December 22, 2024. https://www.statista.com/statistics/1364077/credit-card-ownership-rate-france/
Statista. (2024). Share of individuals who own a credit card in France in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level. Statista. Statista Inc.. Accessed: December 22, 2024. https://www.statista.com/statistics/1364077/credit-card-ownership-rate-france/
Statista. "Share of Individuals Who Own a Credit Card in France in 2011, 2014, 2017 and 2021 with a Forecast for 2024, by Age, Gender, and Income Level." Statista, Statista Inc., 11 Mar 2024, https://www.statista.com/statistics/1364077/credit-card-ownership-rate-france/
Statista, Share of individuals who own a credit card in France in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level Statista, https://www.statista.com/statistics/1364077/credit-card-ownership-rate-france/ (last visited December 22, 2024)
Share of individuals who own a credit card in France in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level [Graph], Statista, March 11, 2024. [Online]. Available: https://www.statista.com/statistics/1364077/credit-card-ownership-rate-france/
