The median combined loan to value (CLTV) ratio for conventional conforming loans generally declined between the first quarter of 2019 and the fourth quarter of 2021 then significantly increased until the third quarter of 2022 across all race groups in the United States. Asian and White mortgage applicants had, on average, lower CLTV ratios than Black and Hispanic applicants, meaning that the combined total debt on Asian and White owned property was a smaller share of the total value of their property.
Median combined loan to value (CLTV) ratio for mortgages in the United States between1st quarter 2019 and 3rd quarter 2022, by race
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FFIEC. (January 19, 2023). Median combined loan to value (CLTV) ratio for mortgages in the United States between1st quarter 2019 and 3rd quarter 2022, by race [Graph]. In Statista. Retrieved January 08, 2025, from https://www.statista.com/statistics/1362671/median-cltv-ratio-for-conventional-mortgages-us-by-race/
FFIEC. "Median combined loan to value (CLTV) ratio for mortgages in the United States between1st quarter 2019 and 3rd quarter 2022, by race." Chart. January 19, 2023. Statista. Accessed January 08, 2025. https://www.statista.com/statistics/1362671/median-cltv-ratio-for-conventional-mortgages-us-by-race/
FFIEC. (2023). Median combined loan to value (CLTV) ratio for mortgages in the United States between1st quarter 2019 and 3rd quarter 2022, by race. Statista. Statista Inc.. Accessed: January 08, 2025. https://www.statista.com/statistics/1362671/median-cltv-ratio-for-conventional-mortgages-us-by-race/
FFIEC. "Median Combined Loan to Value (Cltv) Ratio for Mortgages in The United States Between1st Quarter 2019 and 3rd Quarter 2022, by Race." Statista, Statista Inc., 19 Jan 2023, https://www.statista.com/statistics/1362671/median-cltv-ratio-for-conventional-mortgages-us-by-race/
FFIEC, Median combined loan to value (CLTV) ratio for mortgages in the United States between1st quarter 2019 and 3rd quarter 2022, by race Statista, https://www.statista.com/statistics/1362671/median-cltv-ratio-for-conventional-mortgages-us-by-race/ (last visited January 08, 2025)
Median combined loan to value (CLTV) ratio for mortgages in the United States between1st quarter 2019 and 3rd quarter 2022, by race [Graph], FFIEC, January 19, 2023. [Online]. Available: https://www.statista.com/statistics/1362671/median-cltv-ratio-for-conventional-mortgages-us-by-race/
