According to a three-year survey, more than nine out of 10 respondents from Germany owned a debit card in 2021 with 84 percent actually having used one. The difference between ownership and usage was roughly 10 percentage points in 2021, a slight increase from a difference of nine percentage points in 2017. The report adds that men were more likely than women to own such a payment card in the European country. Gen Z - or the age group 15 to 24 years in this survey - was significantly more likely to own a debit card than their older counterparts.
Share of individuals who own a debit card in Germany in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level
Entire civilian, noninstitutionalized population; * The data for 2024 is a forecast calculated by Statista; The figures shown are from a global survey held every 3 years. Data for 2021 - the most recent year available - was released in June 2022.
Method of interview
Face-to-face interviews, telephone interviews
Supplementary notes
This question was phrased by the source as follows: "A/An [insert local terminology for ATM/debit card] is a card connected to an account at a financial institution that allows you to withdraw money, and the money is taken out of THAT ACCOUNT right away. Do you, personally, have a/an [insert local terminology for ATM/debit card]? Yes or no?"
Figures for 2024 are a forecast from Statista. Historical figures were used in a linear trend, to form a simple trend projection. This extrapolation uses the method of least squares.
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how Statista can support your business.
Statista. (March 11, 2024). Share of individuals who own a debit card in Germany in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level [Graph]. In Statista. Retrieved December 22, 2024, from https://www.statista.com/statistics/1362141/debit-card-ownership-rate-germany/
Statista. "Share of individuals who own a debit card in Germany in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level." Chart. March 11, 2024. Statista. Accessed December 22, 2024. https://www.statista.com/statistics/1362141/debit-card-ownership-rate-germany/
Statista. (2024). Share of individuals who own a debit card in Germany in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level. Statista. Statista Inc.. Accessed: December 22, 2024. https://www.statista.com/statistics/1362141/debit-card-ownership-rate-germany/
Statista. "Share of Individuals Who Own a Debit Card in Germany in 2011, 2014, 2017 and 2021 with a Forecast for 2024, by Age, Gender, and Income Level." Statista, Statista Inc., 11 Mar 2024, https://www.statista.com/statistics/1362141/debit-card-ownership-rate-germany/
Statista, Share of individuals who own a debit card in Germany in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level Statista, https://www.statista.com/statistics/1362141/debit-card-ownership-rate-germany/ (last visited December 22, 2024)
Share of individuals who own a debit card in Germany in 2011, 2014, 2017 and 2021 with a forecast for 2024, by age, gender, and income level [Graph], Statista, March 11, 2024. [Online]. Available: https://www.statista.com/statistics/1362141/debit-card-ownership-rate-germany/
