percent of respondents stated that they used applications with embedded finance because it makes payments easier. In addition,
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percent of respondents cited instant payments as among the leading reasons for using such apps. The fintech landscape in the country continues to grow, with the government sector pushing for the adaption of digital payment mechanisms in its various operations.
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Reasons for using applications with embedded finance in the Philippines in 2022
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United Overseas Bank. (November 2, 2022). Reasons for using applications with embedded finance in the Philippines in 2022 [Graph]. In Statista. Retrieved October 02, 2025, from https://www.statista.com/statistics/1345900/philippines-reasons-for-using-embedded-finance-app/
United Overseas Bank. "Reasons for using applications with embedded finance in the Philippines in 2022." Chart. November 2, 2022. Statista. Accessed October 02, 2025. https://www.statista.com/statistics/1345900/philippines-reasons-for-using-embedded-finance-app/
United Overseas Bank. (2022). Reasons for using applications with embedded finance in the Philippines in 2022. Statista. Statista Inc.. Accessed: October 02, 2025. https://www.statista.com/statistics/1345900/philippines-reasons-for-using-embedded-finance-app/
United Overseas Bank. "Reasons for Using Applications with Embedded Finance in The Philippines in 2022." Statista, Statista Inc., 2 Nov 2022, https://www.statista.com/statistics/1345900/philippines-reasons-for-using-embedded-finance-app/
United Overseas Bank, Reasons for using applications with embedded finance in the Philippines in 2022 Statista, https://www.statista.com/statistics/1345900/philippines-reasons-for-using-embedded-finance-app/ (last visited October 02, 2025)
Reasons for using applications with embedded finance in the Philippines in 2022 [Graph], United Overseas Bank, November 2, 2022. [Online]. Available: https://www.statista.com/statistics/1345900/philippines-reasons-for-using-embedded-finance-app/
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