In almost every U.S. state, debt delinquency in 2023 was much higher in communities of color than in those with a majority white population. Hawaii was one of the few exceptions, where the share of people with debt in collection was similar for both communities. In the United States overall, over 21.9 percent of white people with a credit bureau record in communities had debt in collection, while in non-white community those figures reached 34.8 percent.
Share of people with a credit bureau record who have any debt in collections in the United States as of October 2023, by state and type of community
The majority white communities category retrieves data from postal codes where at least 60 percent of the residents were white. Communities of color retrieves data from postal codes where at least 60 percent of the residents were not white.
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Urban Institute. (October 11, 2023). Share of people with a credit bureau record who have any debt in collections in the United States as of October 2023, by state and type of community [Graph]. In Statista. Retrieved December 30, 2024, from https://www.statista.com/statistics/1345551/united-states-debt-collections-state-community-type/
Urban Institute. "Share of people with a credit bureau record who have any debt in collections in the United States as of October 2023, by state and type of community." Chart. October 11, 2023. Statista. Accessed December 30, 2024. https://www.statista.com/statistics/1345551/united-states-debt-collections-state-community-type/
Urban Institute. (2023). Share of people with a credit bureau record who have any debt in collections in the United States as of October 2023, by state and type of community. Statista. Statista Inc.. Accessed: December 30, 2024. https://www.statista.com/statistics/1345551/united-states-debt-collections-state-community-type/
Urban Institute. "Share of People with a Credit Bureau Record Who Have Any Debt in Collections in The United States as of October 2023, by State and Type of Community." Statista, Statista Inc., 11 Oct 2023, https://www.statista.com/statistics/1345551/united-states-debt-collections-state-community-type/
Urban Institute, Share of people with a credit bureau record who have any debt in collections in the United States as of October 2023, by state and type of community Statista, https://www.statista.com/statistics/1345551/united-states-debt-collections-state-community-type/ (last visited December 30, 2024)
Share of people with a credit bureau record who have any debt in collections in the United States as of October 2023, by state and type of community [Graph], Urban Institute, October 11, 2023. [Online]. Available: https://www.statista.com/statistics/1345551/united-states-debt-collections-state-community-type/
