Top retail loan type in India FY 2023, by portfolio outstanding

Published by Sandhya Keelery, Aug 30, 2024

In the financial year 2023, home loans dominated the retail loan market in India by portfolio outstanding or value with a share of 40.7 percent, followed by personal loans with over 14 percent. Consumer-durable loans had the lowest portfolio outstanding or value in the retail loan category. Retail loans are loans given to individual consumers for various reasons such as purchase of property, vehicles, consumer durables, funding education etc.

Leading retail loan type in India in financial year 2023, by portfolio outstanding

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Release date

January 2024

Region

India

Survey time period

FY 2023

Supplementary notes

India's financial year begins in April and ends in March. For example, FY 2023 started in April 2022 and ended in March 2023.

Portfolio outstanding refers to the current outstanding balance of the loan account.

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