Average mortgage loan amount for home purchases in the U.S. 2012-2023

Published by Statista Research Department, Jun 12, 2024

Since 2012, the average amount of a home purchase loan in the United States has increased substantially. In December 2023, the average mortgage loan amounted to 329,854 U.S. dollars, up from 204,000 in 2012. Over the last years, house prices grew rapidly. For homebuyers, that also meant an increase in the amount they had to save for a down payment.

Average mortgage loan amount for home purchases in the United States from 2012 to 2023 (in U.S. dollars)

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Release date

June 2024

Region

United States

Survey time period

2012 to 2023

Special properties

as of December of each year.

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