The net interest income of a bank is the difference between the amount of interest the bank earns from its loans and investments, and the amount of interest the bank pays on its depositors' accounts and its borrowing. Simply put, it's the profit a bank makes from lending money. During economic downturns and recessions, there is generally a decrease in the demand for loans, leading to lower interest earnings for the banks. This was the case, for instance, after the global financial crisis in 2007-2008. Another decrease in the interest income of the leading European banks took place during and after the euro area recession in 2012. The next economic contraction, that was caused by COVID-19 in 2020, did not influence the net interest income of the observed banks drastically, although there was a slight decrease between 2020 and 2021 at three out of the four observed banks. In 2022, all observed banks saw an increase in the net interest income.
Net interest income of selected leading banks in Europe from 2003 to 2022
(in million euros)
Characteristic
HSBC Holdings
BNP Paribas
Banco Santander
Barclays
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Exclusive Premium Statistic
To access all Premium Statistics, you need a paid Statista Account
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how Statista can support your business.
Statista. (June 6, 2023). Net interest income of selected leading banks in Europe from 2003 to 2022 (in million euros) [Graph]. In Statista. Retrieved August 24, 2024, from https://www.statista.com/statistics/1316244/net-interest-income-leading-banks-europe/
Statista. "Net interest income of selected leading banks in Europe from 2003 to 2022 (in million euros)." Chart. June 6, 2023. Statista. Accessed August 24, 2024. https://www.statista.com/statistics/1316244/net-interest-income-leading-banks-europe/
Statista. (2023). Net interest income of selected leading banks in Europe from 2003 to 2022 (in million euros). Statista. Statista Inc.. Accessed: August 24, 2024. https://www.statista.com/statistics/1316244/net-interest-income-leading-banks-europe/
Statista. "Net Interest Income of Selected Leading Banks in Europe from 2003 to 2022 (in Million Euros)." Statista, Statista Inc., 6 Jun 2023, https://www.statista.com/statistics/1316244/net-interest-income-leading-banks-europe/
Statista, Net interest income of selected leading banks in Europe from 2003 to 2022 (in million euros) Statista, https://www.statista.com/statistics/1316244/net-interest-income-leading-banks-europe/ (last visited August 24, 2024)
Net interest income of selected leading banks in Europe from 2003 to 2022 (in million euros) [Graph], Statista, June 6, 2023. [Online]. Available: https://www.statista.com/statistics/1316244/net-interest-income-leading-banks-europe/