Among the Eurozone countries, Luxembourg was the one with the highest volume of household loans per capita as of the 3rd quarter of 2023. Meanwhile, the Netherlands and Finland were also high in the ranking, with 50,560 and 31,390 euros worth of household loans per capita, respectively. On the other side of the spectrum, Latvian households were the least indebted.
Value of loans granted to households per capita in the euro area as of the 3rd quarter of 2023, by country
(in 1,000 euros)
Characteristic
Credit volume in thousands of euros per capita
Luxembourg
81.5
Netherlands
50.56
Finland
31.39
Belgium
28.71
France
25.72
Germany
25.38
Ireland
25.31
Austria
23.52
Euro area
21.94
Cyprus
21.4
Malta
18.28
Spain
14.27
Portugal
14.17
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ECB. (February 24, 2024). Value of loans granted to households per capita in the euro area as of the 3rd quarter of 2023, by country (in 1,000 euros) [Graph]. In Statista. Retrieved March 14, 2025, from https://www.statista.com/statistics/1313060/consumer-loans-per-capita-in-the-euro-area-by-selected-countries/
ECB. "Value of loans granted to households per capita in the euro area as of the 3rd quarter of 2023, by country (in 1,000 euros)." Chart. February 24, 2024. Statista. Accessed March 14, 2025. https://www.statista.com/statistics/1313060/consumer-loans-per-capita-in-the-euro-area-by-selected-countries/
ECB. (2024). Value of loans granted to households per capita in the euro area as of the 3rd quarter of 2023, by country (in 1,000 euros). Statista. Statista Inc.. Accessed: March 14, 2025. https://www.statista.com/statistics/1313060/consumer-loans-per-capita-in-the-euro-area-by-selected-countries/
ECB. "Value of Loans Granted to Households per Capita in The Euro Area as of The 3rd Quarter of 2023, by Country (in 1,000 Euros)." Statista, Statista Inc., 24 Feb 2024, https://www.statista.com/statistics/1313060/consumer-loans-per-capita-in-the-euro-area-by-selected-countries/
ECB, Value of loans granted to households per capita in the euro area as of the 3rd quarter of 2023, by country (in 1,000 euros) Statista, https://www.statista.com/statistics/1313060/consumer-loans-per-capita-in-the-euro-area-by-selected-countries/ (last visited March 14, 2025)
Value of loans granted to households per capita in the euro area as of the 3rd quarter of 2023, by country (in 1,000 euros) [Graph], ECB, February 24, 2024. [Online]. Available: https://www.statista.com/statistics/1313060/consumer-loans-per-capita-in-the-euro-area-by-selected-countries/
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