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Annual number of credit card transactions in Indonesia 2012-2022, per capita
credit cards are not a popular in-store payment method in Indonesia. Cash made up the majority of in-store payments in Indonesia in 2021, although its market share decreased significantly since COVID-19.
The number of times a person in Indonesia used a credit card for payments declined by over 20 percent between in 2020, and only recovered slightly in 2021. In the first year of the coronavirus pandemic, an estimated 1.3 transactions were made per capita - a number that is significantly lower when compared to other countries. Indeed,