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Annual number of credit card transactions in Hong Kong 2012-2022, per capita
The number of times a person in Hong Kong used a credit card for payments increased by roughly one percent between 2022 and 2023. This brought the per capita use of credit cards to a figure over 143, a number several times that of the United Kingdom. Credit cards take up more than half of the in-store payment market in Hong Kong, due to the availability of a diverse selection of credit card schemes - including UnionPay, American Express, Mastercard, and VISA.