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Annual number of credit card transactions in Estonia 2004-2023, per capita
Estonia used credit cards more frequently than a country like Czechia. Credit cards made up about a quarter of all cards in circulation in 2020, with the total number of debit cards being over 1.5 million in 2020.
Credit card transactions in Estonia decreased by nearly six million in 2020, although the payment method was still relatively popular. Estimes based on figures from the domestic central bank compared to the country's population that year, reveal that