According to a survey conducted between April and May 2024, the largest share of home loan borrowers in Japan chose a variable rate home loan. While around 76.9 percent of the respondents selected floating rate loans, about 15.1 percent opted for a fixed rate for a specific period.
Distribution of housing loan borrowers in Japan as of May 2024, by type of selected interest rate
among respondents who have taken out a home loan between October 2023 and March 2024; excluding students and unemployed persons
Method of interview
Online survey
Supplementary notes
*Including 78 respondents who have taken out Flat 35 housing loans.
The statistic refers to new home loans for residential use (excluding refinance loans, renovation loans, loans for land only, or apartment or investment loans).
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JHF. (June 28, 2024). Distribution of housing loan borrowers in Japan as of May 2024, by type of selected interest rate [Graph]. In Statista. Retrieved December 23, 2024, from https://www.statista.com/statistics/1297349/japan-home-loan-borrower-distribution-by-interest-rate-type/
JHF. "Distribution of housing loan borrowers in Japan as of May 2024, by type of selected interest rate." Chart. June 28, 2024. Statista. Accessed December 23, 2024. https://www.statista.com/statistics/1297349/japan-home-loan-borrower-distribution-by-interest-rate-type/
JHF. (2024). Distribution of housing loan borrowers in Japan as of May 2024, by type of selected interest rate. Statista. Statista Inc.. Accessed: December 23, 2024. https://www.statista.com/statistics/1297349/japan-home-loan-borrower-distribution-by-interest-rate-type/
JHF. "Distribution of Housing Loan Borrowers in Japan as of May 2024, by Type of Selected Interest Rate." Statista, Statista Inc., 28 Jun 2024, https://www.statista.com/statistics/1297349/japan-home-loan-borrower-distribution-by-interest-rate-type/
JHF, Distribution of housing loan borrowers in Japan as of May 2024, by type of selected interest rate Statista, https://www.statista.com/statistics/1297349/japan-home-loan-borrower-distribution-by-interest-rate-type/ (last visited December 23, 2024)
Distribution of housing loan borrowers in Japan as of May 2024, by type of selected interest rate [Graph], JHF, June 28, 2024. [Online]. Available: https://www.statista.com/statistics/1297349/japan-home-loan-borrower-distribution-by-interest-rate-type/