In a survey conducted in 2022, around 98.7 percent of private financial institutions in Japan stated that they reviewed the applicant's age at the time of full repayment to evaluate home loan applications. Next to age, the collateral valuation and the applicant's health condition were among the most common criteria assessed for home loan approval.
Aspects taken into consideration in the screening process for housing loans by private financial institutions in Japan in 2022
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e-Stat (Japan). (March 31, 2023). Aspects taken into consideration in the screening process for housing loans by private financial institutions in Japan in 2022 [Graph]. In Statista. Retrieved August 24, 2024, from https://www.statista.com/statistics/1297125/japan-criteria-considered-home-loan-approval/
e-Stat (Japan). "Aspects taken into consideration in the screening process for housing loans by private financial institutions in Japan in 2022." Chart. March 31, 2023. Statista. Accessed August 24, 2024. https://www.statista.com/statistics/1297125/japan-criteria-considered-home-loan-approval/
e-Stat (Japan). (2023). Aspects taken into consideration in the screening process for housing loans by private financial institutions in Japan in 2022. Statista. Statista Inc.. Accessed: August 24, 2024. https://www.statista.com/statistics/1297125/japan-criteria-considered-home-loan-approval/
e-Stat (Japan). "Aspects Taken into Consideration in The Screening Process for Housing Loans by Private Financial Institutions in Japan in 2022." Statista, Statista Inc., 31 Mar 2023, https://www.statista.com/statistics/1297125/japan-criteria-considered-home-loan-approval/
e-Stat (Japan), Aspects taken into consideration in the screening process for housing loans by private financial institutions in Japan in 2022 Statista, https://www.statista.com/statistics/1297125/japan-criteria-considered-home-loan-approval/ (last visited August 24, 2024)
Aspects taken into consideration in the screening process for housing loans by private financial institutions in Japan in 2022 [Graph], e-Stat (Japan), March 31, 2023. [Online]. Available: https://www.statista.com/statistics/1297125/japan-criteria-considered-home-loan-approval/