Online banking penetration in the U.S. 2019-2023, with forecasts to 2029
The penetration rate of online banking in the U.S. increased significantly between 2019 and 2023. According to Statista, in 2023, over 66 percent of the population used online banking. Statista estimates that the penetration rate will increase further in the coming years, exceeding 79 percent in 2029.