The loss ratio of individual sickness policies in Italy fluctuated slightly between 2018 and 2021. In 2021, the loss ratio of sickness insurance policies increased to 47.8 percent. Since the loss ratio is the losses an insurer incurs due to paid claims as a percentage of premiums earned, a loss ratio of less than 50 percent means for every 100 euros collected, less than 50 euros are paid out in claims. This figure shows the individual sickness insurance loss ratio in Italy from 2018 to 2021.
Individual sickness insurance loss ratio in Italy from 2018 to 2021
In Italy health insurance is divided into sickness insurance and injury insurance. "Sickness insurance policies provide financial aid in case of sickness, but not of violent injuries. They can be individually or collectively subscribed and they cover medical expenses, hospitalizations and permanent disabilities resulting from diseases."
Data prior to 2019 from earlier publications by the source.
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ANIA. (July 5, 2022). Individual sickness insurance loss ratio in Italy from 2018 to 2021 [Graph]. In Statista. Retrieved January 08, 2025, from https://www.statista.com/statistics/1276950/individual-sickness-insurance-loss-ratio-in-italy/
ANIA. "Individual sickness insurance loss ratio in Italy from 2018 to 2021." Chart. July 5, 2022. Statista. Accessed January 08, 2025. https://www.statista.com/statistics/1276950/individual-sickness-insurance-loss-ratio-in-italy/
ANIA. (2022). Individual sickness insurance loss ratio in Italy from 2018 to 2021. Statista. Statista Inc.. Accessed: January 08, 2025. https://www.statista.com/statistics/1276950/individual-sickness-insurance-loss-ratio-in-italy/
ANIA. "Individual Sickness Insurance Loss Ratio in Italy from 2018 to 2021." Statista, Statista Inc., 5 Jul 2022, https://www.statista.com/statistics/1276950/individual-sickness-insurance-loss-ratio-in-italy/
ANIA, Individual sickness insurance loss ratio in Italy from 2018 to 2021 Statista, https://www.statista.com/statistics/1276950/individual-sickness-insurance-loss-ratio-in-italy/ (last visited January 08, 2025)
Individual sickness insurance loss ratio in Italy from 2018 to 2021 [Graph], ANIA, July 5, 2022. [Online]. Available: https://www.statista.com/statistics/1276950/individual-sickness-insurance-loss-ratio-in-italy/
