Non-life insurance claims ratio in Europe by country 2020

Published by
Jennifer Rudden,
Nov 13, 2023
The European country with the highest claims ratio for their non-life insurance market was Iceland, with a claims ratio of 76 percent. This means that 76 percent of premiums earned were paid out in claims by Icelandic insurers. The lowest claims ratio was found in Romania, at 36.6 percent.

Claims ratio for non-life insurance in Europe in 2020, by country

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Source

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Release date

September 2021

Region

Europe

Survey time period

2020

Supplementary notes

The source defines the claims ratio as the claims paid divided by premiums earned.

Sample includes insurers with financial year end within the calendar year. Exchange rate conversions to EUR using ECB exchange rates as of reference date.

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