Opinion on borrowing money in Japan 2023

Published by Statista Research Department, Nov 6, 2023

In a survey conducted in Japan in July 2023, over 30 percent of respondents at least somewhat agreed with the statement that one should not borrow money under any circumstances. At the same time, 37 percent of the respondents stated they would proactively borrow money for personal investment.

Attitudes towards borrowing money in Japan as of July 2023

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Release date

October 2023

Region

Japan

Survey time period

July 12 to 31, 2023

Number of respondents

2,000*

Age group

18 years or older

Special properties

mobile survey via smartphones, etc.; among consumers who have borrowed from money lending business operators before; multiple answers possible

Supplementary notes

*1,000 persons who have outstanding loans from finance companies** and 1,000 persons who have no outstanding loans from finance companies***.

**Individuals who currently have outstanding loans from consumer finance companies, credit card companies and consumer credit companies, and business finance companies.
***Individuals who have borrowed from consumer finance companies, credit card companies and consumer credit companies, and business finance companies in the past and have no outstanding loans at present.

The gender and age distribution of the sample of 2,000 persons is based on statistical data from Japan Credit Information Reference Center Corp as of March 2022.

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Overview

7

Multi-person households

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Working multi-person households

6

Housing loans

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Consumer loans

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Consumer insights

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Multiple debt

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Personal debt in JapanBanking industry in JapanCashless payments in JapanPersonal savings in JapanShopping behavior in Japan
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