Mortgage delinquency rates in the 50 U.S. states 2017-2023
Mortgage delinquency rates increased in all states in 2023, except in Connecticut, Delaware, Rhode Island, Vermont, West Virginia, and Wyoming. That year, the percentage of total mortgage debt that was more than 90 days delinquent was the highest in Louisiana, at over one percent. While other years New York State had the highest delinquency rates. The overall mortgage delinquency rate in the United States declined since spiking in the beginning of the pandemic, as the U.S. job market rebounded over the course of 2020 and 2021.
