In financial year 2022, Indian banks had deployed nearly 34 trillion Indian rupees to the retail loans sector. This was an increase by around 12 percent compared to the previous year. The lion's share of credits went to the home loans segment with over 17 trillion Indian rupees. Other segments with a credit value of more than one trillion Indian rupees were auto loans as well as credit card receivables.
Total value of gross retail loans in India from financial year 2019 to 2022, by segment
(in trillion Indian rupees)
Characteristic
Housing loans
Consumer durables
Credit card receivables
Auto loans
Education loans
Advances against fixed deposits
Advances to individuals
Other retail loans
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Exclusive Premium Statistic
To access all Premium Statistics, you need a paid Statista Account
Profit from the additional features of your individual account
Currently, you are using a shared account. To use individual functions (e.g., mark statistics as favourites, set
statistic alerts) please log in with your personal account.
If you are an admin, please authenticate by logging in again.
Learn more about how Statista can support your business.
Reserve Bank of India. (December 27, 2022). Total value of gross retail loans in India from financial year 2019 to 2022, by segment (in trillion Indian rupees) [Graph]. In Statista. Retrieved August 25, 2024, from https://www.statista.com/statistics/1223214/india-value-of-gross-retail-loans/
Reserve Bank of India. "Total value of gross retail loans in India from financial year 2019 to 2022, by segment (in trillion Indian rupees)." Chart. December 27, 2022. Statista. Accessed August 25, 2024. https://www.statista.com/statistics/1223214/india-value-of-gross-retail-loans/
Reserve Bank of India. (2022). Total value of gross retail loans in India from financial year 2019 to 2022, by segment (in trillion Indian rupees). Statista. Statista Inc.. Accessed: August 25, 2024. https://www.statista.com/statistics/1223214/india-value-of-gross-retail-loans/
Reserve Bank of India. "Total Value of Gross Retail Loans in India from Financial Year 2019 to 2022, by Segment (in Trillion Indian Rupees)." Statista, Statista Inc., 27 Dec 2022, https://www.statista.com/statistics/1223214/india-value-of-gross-retail-loans/
Reserve Bank of India, Total value of gross retail loans in India from financial year 2019 to 2022, by segment (in trillion Indian rupees) Statista, https://www.statista.com/statistics/1223214/india-value-of-gross-retail-loans/ (last visited August 25, 2024)
Total value of gross retail loans in India from financial year 2019 to 2022, by segment (in trillion Indian rupees) [Graph], Reserve Bank of India, December 27, 2022. [Online]. Available: https://www.statista.com/statistics/1223214/india-value-of-gross-retail-loans/