Average contract interest rates on outstanding bank loans in Japan 2015-2024

Published by Statista Research Department, Oct 14, 2024

Between January and August 2024, the average contract interest rate of outstanding loans granted by banks in Japan stood at 0.81 percent per annum, up from 0.78 percent per annum in the previous year. City banks had the lowest average interest rate for outstanding loans.

Average contract interest rates on outstanding bank loans in Japan from 2015 to 2024

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Release date

October 2024

Region

Japan

Survey time period

2015 to 2024*

Special properties

figures as of the end of each year*; values have been rounded

Supplementary notes

*Figures for 2024 refer to January to August 2024.

Weighted average of loans and discounts outstanding by interest rate aggregated at intervals of 0.25 percent. Rates in between are rounded off.

Including overdrafts.

The statistic includes data of domestically licensed banks that are established under the Japanese legislation and conduct transactions with the Bank of Japan. Excluding the Resolution and Collection Corporation, the Second Bridge Bank of Japan, and the Japan Post Bank.

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