Average contract interest rates on outstanding bank loans in Japan 2014-2023, by bank

Published by Statista Research Department, Feb 15, 2024

As of the end of 2023, the average contract interest rate of outstanding loans granted by city banks in Japan stood at 0.7 percent per annum, up from 0.67 percent per annum in December of the previous year. The average interest rate on outstanding loans of domestically licensed banks reached 0.78 percent per annum.

Average contract interest rates on outstanding bank loans in Japan from 2014 to 2023, by type of bank

Characteristic	City banks	Regional banks	Regional banks II
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Release date

February 2024

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Region

Japan

Survey time period

2014 to 2023

Special properties

figures as of the end of each year; values have been rounded

Supplementary notes

Weighted average of loans and discounts outstanding by interest rate aggregated at intervals of 0.25 percent. Rates in between are rounded off.

Including overdrafts.

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