Value of investment in fintech worldwide 2014-2024, by investment type

In 2024, mergers and acquisitions (M&A) led fintech investments worldwide, reaching a total funding value of approximately 49.6 billion U.S. dollars, making it the dominant investment type in the sector. Venture capital followed closely, with 43.4 billion U.S. dollars invested in fintech companies. Private equity investments saw the sharpest decline, falling from 10.5 billion U.S. dollars in 2023 to 2.6 billion U.S. dollars in 2024.

Regional disparities in fintech funding

While the Americas continue to lead in fintech investments, attracting 63.8 billion U.S. dollars in 2024, all regions experienced severe declines in recent years. The EMEA region saw its investment halved to between 2022 and 2024, while the Asia-Pacific region suffered the most significant drop. These regional disparities highlight the uneven distribution of fintech funding globally and suggest a concentration of investment activity in the Americas. 

Evolving investment landscape

Despite the overall decline in fintech investments, certain segments demonstrated resilience and even growth. Payments, wealthtech, and regtech defied the downward trend, attracting more investment in 2024 than in the previous year. The payments segment, traditionally the largest recipient of fintech funding, continued to lead the industry in investment activity.